Doug  Hutchins

Doug Hutchins

Broker

License #: FA0031201

eXp Realty

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303-886-3437
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Doug Hutchins's blog

Buying a Home? Here's What You Should Know About Home Insurance Costs.

 

If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. But don’t forget about homeowners insurance. 

Homeowners insurance has always been part of owning a home. But over the past few years, it's become a larger expense for many homeowners – something that's especially frustrating when affordability already feels tight.

The good news? While premiums are still rising, the latest data shows those increases are beginning to slow. Here's what buyers should know.

Home Insurance Costs Have Gone Up

You've probably heard...

SOLD in Castle Pines, CO! 7009 Winter Ridge Place

SOLD IN CASTLE PINES, CO!

Congratulations to my seller on the successful closing of 7009 Winter Ridge Place! It was a pleasure representing them and helping get this beautiful Castle Pines, CO home SOLD.

This property offered an exceptional setting backing to open space, a walkout basement with a private mother-in-law suite, soaring ceilings, beautiful hickory floors, multiple outdoor living spaces, a home theater, wine cellar and much more.

Today’s real estate market is more challenging than it has been in recent years. Homes are taking longer to sell, buyers have more...

Here’s Where To Start if You’re Selling and Buying at the Same Time

 

If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking?

There's no single right answer. The best call depends on your finances, your local market, and your timeline. And a trusted agent can help you weigh all of it.

But in a lot of cases these days, selling first puts you in the stronger spot.

The Advantages of Selling First

Selling is usually the trickier half of a move today, so getting it done first clears your biggest hurdle. And that’s...

Selling a Luxury House? Here’s Why Now Is a Good Time

 

If you own a luxury house, you're in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn't. Sale prices and buyer demand are both up. So if you're considering selling, now could be a great time to make your move.

Luxury Is Leading on Price

Let’s start with prices. But before we get into it – what actually counts as a luxury home? Generally, these are homes in the top 5% price range for the area, so it varies depending on where you live.

But what’s interesting is that according to the latest data from Redfin, sale prices...

More Homes, Better Prices: A Buyer’s Summer

 

If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from.

In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search.

Sellers Are Pricing To Attract Buyers

According to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 under what it was the year before (see graph below):

a graph of sales

That’s the eighth month in a row that...

14 Years Running: Why Real Estate Is Still America’s Favorite Investment

 

Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? The answer hasn't changed in 14 years. 

It's real estate. And this year, that answer comes with even more conviction behind it. New data shows people aren't just saying homeownership is a smart move, they're feeling better about it than they have in years. Let's dig into why.

Real Estate Takes the Top Spot – Again

Every year, Gallup asks Americans to name the best long-term investment. And for the 14th year in a row, real estate came out on top (see graph...

Price Improvement - 7184 Campden Place - $879,900

This beautifully remodeled Castle Pines home sits on a premium lot backing to open space, offering the privacy, views and outdoor living buyers are looking for. From the moment you walk through the front door, the large great room windows immediately draw your eye to the peaceful open space beyond the backyard. The open, airy floorplan flows easily from room to room and has been thoughtfully updated with new carpet, new interior and exterior paint, a new roof, refinished hardwood floors, new iron railing, new kitchen counters and backsplash, a newly renovated primary bath, plus a newer...

The “Take It or Leave It” Attitude Is Fading from the Market – What That Means for You


 

Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Builders are throwing in extras, too. 

That’s why whether you’re buying or selling today, there are two terms you’ll hear a lot: concession and incentive.

  • A concession is something a seller agrees to during negotiations to get a deal done.

  • An incentive is a perk a builder (or a seller) advertises upfront to attract buyers.

Let’s run through what you need to know about both and how they could play a role in your move.

More Sellers Are Agreeing to...

Price Improved to $800,000 - 8331 Briar Haven Ct, Castle Pines, CO

 

Looking for space, flexibility, and a floor plan that works for real life? This well-maintained home offers a rare layout with a main-floor guest bedroom and nearby ¾ bath, three bathrooms upstairs, including an ensuite guest bedroom, and a spacious primary suite with two walk-in closets.

Located on a quiet cul-de-sac, the home also features a new roof in 2023, new exterior paint in 2025, newer carpet, granite kitchen counters, hickory cabinets, stainless steel appliances, wood floors, a covered front porch, back deck, flagstone patio, and a porte cochere with additional...

What To Expect from the Housing Market in the Second Half of 2026

 

If the first half of this year has left you feeling stuck, you're not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw coming.

That's why so many people are asking the same question: Will the second half of the year be any better for the housing market?

While nobody has a crystal ball, there are a few encouraging signs things could start moving in a better direction. Here's what to watch.

Mortgage Rates Could Be Near a Turning Point 

One of the biggest...

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To display a YouTube video on your website, you will need to insert the “Embed” code into the settings for this widget. To locate this, open the YouTube video you would like to embed. Underneath the video display, there is a button that says “Share.” Clicking this button will open up a link to the YouTube video. Below the link there is a button labeled “Embed.” Click this button and copy and paste the code that appears below (it will begin with “iframe”) into the widget settings. You can edit the widget’s settings by clicking the light blue button with the pencil in the top right-hand corner of this widget.