Doug  Hutchins

Doug Hutchins

Broker

License #: FA0031201

eXp Realty

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303-886-3437
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Doug Hutchins's blog

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

 

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

So, it’s understandable if you've been putting off buying or selling a home until things settle down. But you may be waiting on something that's already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data.

Home Prices Have Leveled Out

After years of fast increases, data from the National Association of Realtors (NAR)...

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

 

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you've caught the buzz and wondered whether that money could get you into a home faster, especially with affordability as tough as it is. 

Here’s what you need to remember. Pulling from your retirement savings is a big decision, so take time to weigh all your options first and be sure to talk with a financial expert before you do anything.

Why Dipping into a 401(k) Can Be Tempting

Data from Empower shows many Americans have built up considerable...

One Number Could Change Everything About Your Next Move

 

When's the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor's house sold for. What yours is actually worth right now.

For a lot of homeowners, it's been years. And if you've been thinking about moving, but higher home prices or mortgage rates have made you hesitate, here’s why it’s time to take a second look at that number.

Your House May Be Worth More Than You Think

Home values have climbed significantly over the past 5-10 years. And even though today's market is more balanced, homeowners are...

Higher Rates Could Actually Help Housing Supply – Here’s How.

 

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

But that may be about to change. Here’s why your pool of options may actually start ticking back up again.

Growth Has Slowed, But It Hasn’t Stopped

Active listings were up 2.1% year-over-year in July, according to Realtor.com. Back in January, inventory was up 10%. And in May of 2025, it was up 31.5%. So, growth has cooled off a lot over the last year.

The past 3 months, though, have all seen...

Just Listed - 15285 Grasslands Drive, Parker, CO - $700,000 - Backs To Greenbelt!

Enjoy the space, functionality, and flexible floor plan buyers are looking for in this inviting 4-bedroom home backing to a greenbelt. With a main-floor office, open-concept living areas, four bedrooms upstairs, an unfinished basement, and a fenced backyard, this home offers plenty of room for everyday living, entertaining, working from home, and future expansion.

The main level features beautiful hardwood flooring and an open layout that connects the kitchen, dining area, and family room. The spacious kitchen is designed for gathering, with granite countertops, a large center island...

The Kind of House Buyers Are Willing To Pay More For

 

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage.

To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house. Here’s why. Multi-generational homebuying is on the rise.

Millions of Families Are Living Multi-Generationally

The number of multi-generational households is climbing. That’s when 3 or more generations live under one roof. And data shows those households grew from 3.2 million to almost 4 million between 2014 and 2024, according to...

Just Listed - Castle Pines Home Backing To Open Space!

Enjoy the space, setting, and flexibility buyers are looking for in this beautifully updated Castle Pines home backing to open space. With 5 bedrooms, a loft, finished basement, large flat backyard, and multiple living areas, this home offers plenty of room to live, work, entertain, and relax.

Step inside to soaring ceilings, beautiful new flooring, and an impressive brick wood-burning fireplace that creates a dramatic focal point in the living room. The open layout flows into a spacious formal dining room with plenty of room for large gatherings and holiday celebrations. The...

Here’s Why Mortgage Rates Are What They Are Right Now

 

If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there's a number working behind the scenes that's actually good for you right now. It's called the spread, and once you understand it, you may see today’s rates in a whole new light.

The Pattern That’s Held for 50+ Years

For starters, mortgage rates don't move on their own. They tend to follow the 10-year treasury yield, a number tied to how investors feel about the economy.

It’s not an exact science, since plenty of other factors can move it day...

Thinking About Waiting for Lower Mortgage Rates? Read This First.

 

Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. That may sound frustrating.But it's a real possibility.

A lot of people are putting their plans on hold because they believe much lower mortgage rates are right around the corner. But, based on today's forecasts, that may not happen. And you should know that before you decide what to do.

Let's look at why experts don't expect a dramatic drop in rates – and the options that could help you buy anyway. Because even if rates don’t fall, you can still move. Here’s how.

1. Mortgage Rates...

Just Sold in Centennial! 1393 E Easter Circle

Congratulations to the seller of 1393 E Easter Circle! This home offered an outstanding combination of location, outdoor space, and potential—just blocks from The Streets at SouthGlenn and only one block from Southglenn Country Club.

With an almost 1/3-acre lot, beautiful mountain and golf course views, refinished hardwood floors, four spacious bedrooms, and a large backyard, this was a special property in a fantastic Centennial location.

Thank you to my seller for trusting me to market and sell your home. I truly appreciate the opportunity to represent you and help you through...

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To display a YouTube video on your website, you will need to insert the “Embed” code into the settings for this widget. To locate this, open the YouTube video you would like to embed. Underneath the video display, there is a button that says “Share.” Clicking this button will open up a link to the YouTube video. Below the link there is a button labeled “Embed.” Click this button and copy and paste the code that appears below (it will begin with “iframe”) into the widget settings. You can edit the widget’s settings by clicking the light blue button with the pencil in the top right-hand corner of this widget.