Doug  Hutchins

Doug Hutchins

Broker

License #: FA0031201

eXp Realty

Mobile:
303-886-3437
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Doug Hutchins's blog

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

 

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%).

A Second Home Might Be the Missing Piece in Your Retirement Plan

 

Are you wondering if you’re on track to retire someday?

The Truth About Down Payments (It’s Not What You Think)

 

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in.

“I’ll never save enough.”

“I need a small fortune just to get started.”

“I guess I’ll just rent forever.”

The 3 Things You Risk by Pricing Too High

 

When selling your house, the price you choose isn’t just a number, it's a strategy. And in today’s market, that strategy needs to be sharp.

What Credit Score Do You Really Need To Buy a Home?

 

According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed.

Today’s Tale of Two Housing Markets

 

Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets.

The U.S. Foreclosure Map You Need To See


 

Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s important to look at the full picture.

Don’t Make These Mistakes When Selling Your House

 

Are you thinking about selling your house? Some common mistakes today can make the process more stressful or even cost you money.

Fortunately, they’re easy to avoid, as long as you know what to watch for. Let’s break down the biggest seller slip-ups, and how an agent helps you steer clear of them.

Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

 

Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.

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